co-operatve movement

Now lot of discussions are going on Micro credit , Yes there are lot of problems in Micro credit and there is a need for such a services . We must think of role of co-operatives and S H G s in this situation

poverty

poverty is not created by the poor . The system force them in that level. they are struggling and the powerful moneyed and educated classes put structure and prevent them to reach to the next level
one day will come flood will take away the rich and poor will live happily

micro imcome activity affected in Bandra

Our people most of Muslims had stopped taking all the job works , They feared the High court judgment on Ayodhya will create tension , Now every thing is over the nation is saved the poor had a feeling of relief . Let the life of poor get back to normalcy
hope every thing will be O K

DEVELOPMENT - by Sandra Wolton

DEVELOPMENT

Development as it stands is a complete waste of time. It is a vast industry which feeds off the misfortunes of the poor. Mostly international donors and charities call the shots. In return for funding these organisiations dictate which projects should be run and how they should be structured. There is precious little consultation with the 'recipients' and results, or outcomes mostly fail to improve the quality of life of the poorest.

Development is at a crossroads. In order for development to be effective i.e. to truly lift communities out of poverty the populations have to be involved at every stage. Most importantly far more pressure has to be exerted on governments to fulfill their role and to implement legislation already in place. Priorities must be 100% literacy, eradication of child labour, universal primary education and implementation of a minimum wage.

This is just the start!

DEVELOPMENT

Development as it stands is a complete waste of time. It is a vast industry which feeds off the misfortunes of the poor. Mostly international donors and charities call the shots. In return for funding these organisiations dictate which projects should be run and how they should be structured. There is precious little consultation with the 'recipients' and results, or outcomes mostly fail to improve the quality of life of the poorest.

Development is at a crossroads. In order for development to be effective i.e. to truly lift communities out of poverty the populations have to be involved at every stage. Most importantly far more pressure has to be exerted on governments to fulfill their role and to implement legislation already in place. Priorities must be 100% literacy, eradication of child labour, universal primary education and implementation of a minimum wage.

This is just the start!

Need of Micro finance

A 5000 rupee loan with 24 percent interest doesn’t change the life dramatically. But it has some impact on their life. If this loan is not available they will be taking a loan with 10 percent interest per month if one day is late they get beaten up. Here the micro-finance is their permanent friend and companion .Women can walk in to their micro- finance office finish the formality and get the loan . The women very well know how to calculate their interest and loan repayment schedule.

SAVING - Micro credit

Saving - When we think of micro finance saving is the most important aspect of all the activities. When people having a saving of five thousand rupees in the bank the whole out look is changed .Their confidence level increases and they started planning for the future . so let us we can all come together and motivate the people to save