Saturday, November 27, 2010
co-operatve movement
Now lot of discussions are going on Micro credit , Yes there are lot of problems in Micro credit and there is a need for such a services . We must think of role of co-operatives and S H G s in this situation
Saturday, October 23, 2010
poverty
poverty is not created by the poor . The system force them in that level. they are struggling and the powerful moneyed and educated classes put structure and prevent them to reach to the next level
one day will come flood will take away the rich and poor will live happily
one day will come flood will take away the rich and poor will live happily
Friday, October 1, 2010
micro imcome activity affected in Bandra
Our people most of Muslims had stopped taking all the job works , They feared the High court judgment on Ayodhya will create tension , Now every thing is over the nation is saved the poor had a feeling of relief . Let the life of poor get back to normalcy
hope every thing will be O K
hope every thing will be O K
Thursday, August 19, 2010
DEVELOPMENT - by Sandra Wolton
DEVELOPMENT
Development as it stands is a complete waste of time. It is a vast industry which feeds off the misfortunes of the poor. Mostly international donors and charities call the shots. In return for funding these organisiations dictate which projects should be run and how they should be structured. There is precious little consultation with the 'recipients' and results, or outcomes mostly fail to improve the quality of life of the poorest.
Development is at a crossroads. In order for development to be effective i.e. to truly lift communities out of poverty the populations have to be involved at every stage. Most importantly far more pressure has to be exerted on governments to fulfill their role and to implement legislation already in place. Priorities must be 100% literacy, eradication of child labour, universal primary education and implementation of a minimum wage.
This is just the start!
Development as it stands is a complete waste of time. It is a vast industry which feeds off the misfortunes of the poor. Mostly international donors and charities call the shots. In return for funding these organisiations dictate which projects should be run and how they should be structured. There is precious little consultation with the 'recipients' and results, or outcomes mostly fail to improve the quality of life of the poorest.
Development is at a crossroads. In order for development to be effective i.e. to truly lift communities out of poverty the populations have to be involved at every stage. Most importantly far more pressure has to be exerted on governments to fulfill their role and to implement legislation already in place. Priorities must be 100% literacy, eradication of child labour, universal primary education and implementation of a minimum wage.
This is just the start!
DEVELOPMENT
Development as it stands is a complete waste of time. It is a vast industry which feeds off the misfortunes of the poor. Mostly international donors and charities call the shots. In return for funding these organisiations dictate which projects should be run and how they should be structured. There is precious little consultation with the 'recipients' and results, or outcomes mostly fail to improve the quality of life of the poorest.
Development is at a crossroads. In order for development to be effective i.e. to truly lift communities out of poverty the populations have to be involved at every stage. Most importantly far more pressure has to be exerted on governments to fulfill their role and to implement legislation already in place. Priorities must be 100% literacy, eradication of child labour, universal primary education and implementation of a minimum wage.
This is just the start!
Development is at a crossroads. In order for development to be effective i.e. to truly lift communities out of poverty the populations have to be involved at every stage. Most importantly far more pressure has to be exerted on governments to fulfill their role and to implement legislation already in place. Priorities must be 100% literacy, eradication of child labour, universal primary education and implementation of a minimum wage.
This is just the start!
Tuesday, August 17, 2010
Need of Micro finance
A 5000 rupee loan with 24 percent interest doesn’t change the life dramatically. But it has some impact on their life. If this loan is not available they will be taking a loan with 10 percent interest per month if one day is late they get beaten up. Here the micro-finance is their permanent friend and companion .Women can walk in to their micro- finance office finish the formality and get the loan . The women very well know how to calculate their interest and loan repayment schedule.
Friday, August 13, 2010
SAVING - Micro credit
Saving - When we think of micro finance saving is the most important aspect of all the activities. When people having a saving of five thousand rupees in the bank the whole out look is changed .Their confidence level increases and they started planning for the future . so let us we can all come together and motivate the people to save
Thursday, August 12, 2010
micro credit
The Indian way of business , one of our credit society member apprached us for long to buy an auto for her husband who is an auto driver , She is educated up to 10th standard and really smart lady , but her husband ( he is illiterate ) doesnot want to share any information about the auto with her she is supposed to t took the loan and hand over to him, a really bad situation . We made both of them to sit with us and explain the auto purchase details . He doesnot have any idea of the purchase . He want to buy it that is all . Micro credit is not just loan but hand holding and leading people from step to step
Wednesday, August 11, 2010
Right to education
New Right to education has helped us to put more than 100 children to Mumnicipal schools in Bandra . It is very much powerful. to our surprise we find the school authority very much cooperative
have a good day
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